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RBI Eligibility Criteria

Age: Between 21 and 30 years. For candidates possessing M.Phil. and Ph.D. qualification, upper age limit will be 32 and 34 years respectively. For candidates having experience as an officer in Commercial Bank/ Financial Institution in Public Sector as also prior experience in Reserve Bank of India, upper age limit is relaxed to the extent of number of years of such experience, subject to a maximum of three years. For such candidates, upper age limit should not exceed 33 years including experience. For experience, probationary period will not be reckoned.

Number of attempts: Candidates belonging to unreserved i.e. General Category, who had already appeared Six times for Phase-I Examination for this post in the past, are not eligible to apply. No such restriction applies to candidates belonging to SC/ST/OBC/PWD, if the posts are reserved for them.

RBI Selection Process

Tier - I: Objective Written Examination

This is a two-hour examination, having 200 questions. For each correct answer, a student scores +1 mark and for each incorrect response, a penalty of -0.25 is given. There is no penalty for not attempting questions. The score obtained in Tier - I examination is not considered in the final score, so it is merely a qualifying examination. Generally, the examination is conducted in different time slots over a window of 2-4 days. The 'corrected-scores' obtained by each of the candidates in different sessions (if held) will be normalized using equipercentile method. A candidate has to secure minimum marks separately in each subject as well as aggregate. The question paper pattern is –
Phase - I Exam Pattern
Exam Duration 120 minutes
Subjects Questions Marks
Reasoning 60 60
Quantitative Aptitude 30 30
English Language 30 30
General Awareness 80 80
Total Questions 200 200
The minimum aggregate cut-off marks for being shortlisted for Phase-II of the examination is decided by the Board in relation to the number of vacancies. This phase comprises three different question papers, viz. Economic and Social issues, English (Writing Skills) and an optional among Finance and Management or Economics or Statistics. All the three papers are conducted on the same day in different shifts. The question paper description is as follows
Phase - II Exam Pattern
Name of Paper Type of Paper Exam Duration Marks
Paper - I : Economic and Social Issues Objective Online 90 minutes 100
Paper - II : English (Writing Skills) Descriptive Online, to be typed with the help of keyboard on the computer screen 90 minutes 100
Paper - III : (Optional) Finance and Management or Economics or Statistics Objective Online 90 minutes 100
Note: Paper I and Paper III will be set bilingually in English and Hindi. A candidate has to secure minimum marks separately in each paper as well as aggregate. This phase comprises of an interview with a panel of 4-5 Bureaucrats / Psychologists. The theme of the interview is HR and general perception of a candidate towards the nation, the government and the knowledge of the Indian and International Banking system. The interview is of 50 Marks. Candidates are shortlisted for the interview, based on aggregate of marks obtained in Phase-II (Paper-I +Paper-II +Paper-III). The minimum aggregate cut off marks for being shortlisted for Interview will be decided by the Board in relation to the number of vacancies. A candidate may opt for interview either in Hindi or English. Final Selection will be through merit list which will be prepared by adding marks secured by candidates in Phase-II examination and interview

RBI Syllabus (Phase-II)

Paper-I - Economic and social Issues

Growth and Development - Measurement of growth: National Income and per capita income - Poverty Alleviation and Employment Generation in India - Sustainable Development and Environmental issues. Economic Reforms in India - Industrial and Labour Policy - Monetary and Fiscal Policy - Privatization - Role of Economic Planning. Globalization - Opening up of the Indian Economy - Balance of Payments, Export - Import Policy - International Economic Institutions - IMF and World Bank - WTO - Regional Economic Co-operation. Social Structure in India - Multiculturalism - Demographic Trends - Urbanization and Migration - Gender Issues - Social Justice : Positive Discrimination in favor of the under privileged - Social Movements - Indian Political System - Human Development - Social Sectors in India, Health and Education

Paper-II -English (Writing Skills)

The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic.

Paper-III - Finance and Management

  1. Finance and Management:
    1. Finance
      1. Financial System
        1. Regulators of Banks and Financial Institutions
        2. Reserve Bank of India- functions and conduct of monetary policy, Banking System in India, Financial Institutions - SIDBI, EXIM, NABARD, NHB, etc.
      2. Financial Markets
      3. Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, recent developments.

      4. General Topics
        1. Risk Management in Banking Sector
        2. Basics of Derivatives: Forward, Futures and Swap
        3. Changing Landscape of Banking sector
        4. Recent Developments in the Financial Sector, Portfolio Investment, Public Sector Reforms, Disinvestments
        5. Financial Inclusion- use of technology
        6. Alternate source of finance, private and social cost-benefit, Public-Private Partnership
        7. Corporate Governance in Banking Sector, role of e-governance in addressing the issues of corruption and inefficiency in the government sector.
        8. The Union Budget - Direct and Indirect taxes; Non-tax sources of Revenue, GST, Thirteenth Finance Commission and GST, Finance Commission, Fiscal Policy, Fiscal Responsibility and Budget Management Act (FRBM),
        9. Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI - components and trends.
    2. Management
    3. Management: its nature and scope; The Management Processes; Planning, Organization, Staffing, Directing and controlling; The Role of a Manager in an Organization. Leadership: The Tasks of a Leader; Leadership Styles; Leadership Theories; A successful Leader versus an effective Leader. Human Resource Development: Concept of HRD; Goals of HRD; Performance Appraisal - Potential appraisal and development - Feedback and Performance Counseling - Career Planning - Training and Development - Rewards - Employee Welfare. Motivation, Morale and Incentives: Theories of Motivation; How Managers Motivate; Concept of Morale; Factors determining morale; Role of Incentives in Building up Morale. Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology. Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance.

RBI Grade B Exam 2016 Cut Off

Test wise and aggregate cut off marks in Phase - I examination held on September 4, 2016, for shortlisting the candidates for Phase-II examination for the post of Officers Grade-B (General)- DR-BY-2016 -

Section Category
GENERAL AWARENESS(Maximum Marks = 80) 20.00 16.00 14.25 14.25 14.25
REASONING(Maximum Marks = 60) 15.00 12.00 10.75 10.75 10.75
ENGLISH LANGUAGE(Maximum Marks = 30) 7.50 6.00 5.25 5.25 5.25
QUANTITATIVE APTITUDE(Maximum Marks = 30) 7.50 6.00 5.25 5.25 5.25
TOTAL SCORE/ Aggregate(Maximum Marks = 200) 98.50 88.50 84.50 84.50 84.50
Vacancies and Past Trends
Batch Year Vacancies for RBI Grade B(DR) - Gen.
2012 98
2013 No Recruitment for BY 2013
2014 114
2015 134
Batch Year No. of Candidates admitted for Phase 2 of RBI Grade B (DR) - Gen
2012 2050
2013 No Recruitment for BY 2013
2014 1801
2015 2836
RBI Grade B Programs

RBI Grade B programs offer eclectic mix of tools to streamline your preparation. Choose from a wide array of classroom, online and test series programs, as per your convenience. Online courses entail upto 104 online sessions by CL experts, mock tests, 150+ GK articles. Mock test series ensures thorough revision and help you formulate test taking strategy.

RBI Grade B Classroom Programs

Program Name Classroom Sessions (Hours) Online Sessions Mock Tests Study Material Additional Features Enroll Now
RBI Grade B Phase 1 100+ 31 Sessions 12 8 books 1. Over 150 articles for GK preparation
2. Test Gym- 1000+ practice questions
3. GK & vocab updates
RBI Grade B Phase 2 100+ 73 Sessions 18 4 books 1. Over 150 articles for GK preparation
2. Test Gym- 1000+ practice questions
3. GK & vocab updates
RBI Grade B Comprehensive 200+ 104 Sessions 30 12books 1. Over 150 articles for GK preparation
2. Test Gym- 1000+ practice questions
3. GK & vocab updates

Program will also include:

  • Detailed exam analysis for every test including score card, question - wise analysis and detailed solutions
  • Access to overall and sectional cutoffs
  • In addition to tests, students get access to current affairs quiz, which is a daily online test of GK having 10 questions & 'a word a day' to help improve vocabulary.
  • Supplementary video lessons to equip understanding on Banking Terms

Please Note:

You can upgrade to hard copies of Books & Material by paying an additional fee of
  • Rs. 1500- RBI Grade B Phase-1 Study material
  • Rs. 2000- RBI Grade B Phase-2 Study material
  • Rs. 3000- RBI Grade B Phase-1 and 2 Study material